|NARPO - NARPO|
JOIN IN THE FIGHT TO REINSTATE THE RPI FOR PENSION INCREASES
Please write to your MP using the attached draft letter, to highlight the impact that the removal of the RPI is having on pensioners' income and to call for its reintroduction.
PLEASE WRITE TO YOUR MP.
The Draft Pensions Bill has now been published use the link above to see the Bill and associated Annexes.
GOVERNMENT ISSUES WHITE PAPER ON THE SINGLE TIER STATE PENSION
NATIONAL PENSIONERS' CONVENTION ISSUE BRIEFING PAPER
NARPO are a member of the National Pensioners' Convention and will continue to consult and liaise with the NPC and other Public Sector Pensioner Organisations in relation to the current proposals contained in the Government white Paper with a view to achieving a fairer and simpler system for both current and future pensioners..
SEPTEMBER CPI RELEASED AS 2.2%
The September Consumer Prices Index has now been released by the Office of National Statistics and is 2.2%.
Police Pensions in payment will rise in April next year in line with the CPI of 2.2%.
However the Basic State Pension is set to rise by 2.5% . This is as a result of the Government's ‘triple lock’ commitment made in 2010 - a guarantee to give pensioners a rise of the best of prices, earnings or 2.5 per cent on the basic state pension.
Taxation – Age Related Allowance
In the recent budget the Chancellor of the Exchequer announced the Government intended to abolish the current age related tax allowances. NARPO is against this reduction in this benefit to pensioners at a time when many of the services provided to the pensioner community are under threat. Pensioners are also paying towards the national deficit reduction following the change in annual pension indexation from the Retail Price Index to the lower Consumer Price Index.
If you would like to register your opposition to this latest reduction in pensioner benefits, please sign the attached petition by clicking on the link below.
TAXATION OF PENSION ENTITLEMENT FOLLOWING RE-EMPLOYMENT
The question of taxation of pension benefits in some circumstances following re-employment is proving a difficult subject to resolve.
NARPO have been working hard to provide answers and an acceptable solution to this problem since we became aware of it late last year. Whilst we agree that tax is a personal matter we have been the only representative organisation which has endeavoured to provide information and advice on this worrying topic. We will continue to seek a solution and provide that advice.
We also understand that ACPO and the Police Federation, whilst not in a position to provide individual advice, have also made representations along the same lines as NARPO to the Home Office seeking a fair solution to this problem.
One difficulty with this issue and the current position is, as we understand it, that several forces are independently making representations to HMRC to seek a solution. HMRC can from our own experience be cautious in their approach to matters such as this and this can prolong the process of negotiations. ACPO as a body is not involved in those negotiations, which are being conducted on a force by force basis, but, as well as making representations to the Home Office on this matter, ACPO has made similar representations to HMRC. It is our understanding that whatever results from the individual force dealings with HMRC, the Revenue will be seeking a single solution for all forces. This may take some time possibly up to two months to get a definitive answer from HMRC.
Whilst it may be difficult advice to accept, those affected might consider waiting for the outcome of those discussions before taking any further action.
If however you have been told by your force that you have a tax liability, one course of action would be to write to the force, expressing surprise at the position you find yourself in and seeking a written response from the force as to the actual tax payable and the specific reason for that tax demand. Once the force has responded, we still believe it appropriate to make a complaint of maladministration of the pension scheme, initially through the force pension Internal Dispute Resolution Procedure and eventually to the Pension Ombudsman.
This is a very complex area substantially influenced by individual circumstances. NARPO are not tax experts and those affected should actively consider obtaining independent tax advice.
Whilst we are unable to provide any tax advice to individuals, the below links to the technical pages of the HMRC website do contain further useful explanations of the current situation:
CAMPAIGN FOR FAIRNESS IN STATE PENSION OVERSEAS
INTERNATIONAL CONSORTIUM of BRITISH PENSIONERS
LORD HUTTONS REVIEW OF PUBLIC SECTOR PENSIONS TO VIEW USE THE LINKS BELOW.
IMPORTANT UPDATE ON IMPROVING YOUR BASIC STATE PENSION
In the May NARPO News Benefit update an article appeared in relation to the above. Our Benefits advisor's have now researched the matter fully and have provided a further update in relation to the uprating before a spouse/civil partner reaches state retirtement age.
Police Pension Advice
NARPO Headquarters at Wakefield is always available to answer any Police Pension enquiry. Either the Chief Executive or the Deputy Chief Executive can provide personal advice on a whole range of pension issues during normal office hours. Written and Email enquiries can also be catered for; all we ask is that you include your NARPO membership number with your request.
You will also need to identify the Police Pension scheme applicable to you. Although we recognise that currently the vast majority of our members will be subject to the provisions of the 1987 Regulations, a new Police Pension scheme was introduced for new recruits to the service from April 2006. These new Regulations are only applicable to new recruits and to those officers serving in April 2006 who elected to transfer to the new Police Pension scheme following its introduction. We have included links to explanatory booklets on both these schemes below.
Medical Pensions and Injury Awards are two areas that have experienced an unprecedented increase in growth of enquiries. Throughout the 43 Police Forces in England and Wales a much more robust and systematic approach to Medical Pensions and Injury Award review continues to develop. NARPO accepts this new approach, as long as it is carried out fairly and with compassion; is based on sound medical evidence and is conducted within the guideline of the relevant Police Regulations.
To fall in line with the Government’s ‘A Day’ proposals, intended to simplify pension provisions across the board, in April 2006 the Injury Award provisions were then included in a separate statutory instrument, The Police (Injury Benefit) Regulations 2006. These Regulations are applicable to all current and former police officers irrespective of the Police Pension scheme to which they are a member. We have included a link to this legislation and a further link to advice on the medical appeals procedure applicable under Police Pension legislation.
LINKS TO USEFUL POLICE PENSION INFORMATION
|Last Updated on Friday, 17 May 2013 14:25|